{"id":1728,"date":"2023-04-27T06:23:30","date_gmt":"2023-04-27T11:23:30","guid":{"rendered":"https:\/\/gestionpatrimoinevilleneuve.com\/assurance-vie\/"},"modified":"2024-12-11T13:56:08","modified_gmt":"2024-12-11T18:56:08","slug":"life-insurance","status":"publish","type":"page","link":"https:\/\/gestionpatrimoinevilleneuve.com\/en\/life-insurance\/","title":{"rendered":"Life insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1728\" class=\"elementor elementor-1728 elementor-686\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-15370b2 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"15370b2\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;bb5c603&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;50&quot;,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_bg_x&quot;:&quot;50&quot;,&quot;jet_parallax_layout_bg_y&quot;:&quot;50&quot;,&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b323434\" data-id=\"b323434\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fd4afda elementor-invisible elementor-widget elementor-widget-jet-headline\" data-id=\"fd4afda\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"jet-headline.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"jet-headline jet-headline--direction-vertical\"><span class=\"jet-headline__part jet-headline__first\"><span class=\"jet-headline__label\">Offer financial protection <br\/>\nto your family<\/span><\/span><span class=\"jet-headline__part jet-headline__second\"><span class=\"jet-headline__label\">with life insurance<\/span><\/span><\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-08d035d elementor-widget elementor-widget-spacer\" data-id=\"08d035d\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-dbef780\" data-id=\"dbef780\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bb3f163 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bb3f163\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;967bb1b&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;50&quot;,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_bg_x&quot;:&quot;50&quot;,&quot;jet_parallax_layout_bg_y&quot;:&quot;50&quot;,&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-561b84f\" data-id=\"561b84f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f139fcd elementor-widget elementor-widget-image\" data-id=\"f139fcd\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"576\" height=\"864\" src=\"https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/03\/alexandre-villeneuve-conseiller.jpg\" class=\"attachment-full size-full wp-image-535\" alt=\"Planificateur financier, Alexandre Villeneuve\" srcset=\"https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/03\/alexandre-villeneuve-conseiller.jpg 576w, https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/03\/alexandre-villeneuve-conseiller-200x300.jpg 200w\" sizes=\"(max-width: 576px) 100vw, 576px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f224d10\" data-id=\"f224d10\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c638c6d elementor-widget__width-auto elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"c638c6d\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e57d85 elementor-tablet-align-left elementor-widget__width-auto elementor-align-left elementor-widget elementor-widget-raven-heading\" data-id=\"2e57d85\" data-element_type=\"widget\" data-widget_type=\"raven-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-widget-wrapper\"><h3 class=\"raven-heading raven-heading-h3\"><span class=\"raven-heading-title \">ALEXANDRE VILLENEUVE<\/span><\/h3><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7bd43e elementor-align-left elementor-widget elementor-widget-raven-heading\" data-id=\"b7bd43e\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"raven-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-widget-wrapper\"><h2 class=\"raven-heading raven-heading-h2\"><span class=\"raven-heading-title \">Your life insurance advisor<\/span><\/h2><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34e181f elementor-widget elementor-widget-spacer\" data-id=\"34e181f\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7de1f8d elementor-widget elementor-widget-text-editor\" data-id=\"7de1f8d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Life insurance is an insurance contract that allows you to financially protect your family or spouse in the event of your death.<\/p><p>In fact, the insurance pays capital to the designated beneficiaries or to the estate in the event of the death of the insured. This capital can help provide financial support to your family to cover funeral costs, debts, current bills and future expenses, such as your children&#8217;s education or your spouse&#8217;s retirement. In addition, it can be used to transmit capital to your heirs while avoiding inheritance tax.<\/p><p>Villeneuve Wealth Management, as an insurance professional, provides you with personalized and informed advice. We will do an in-depth analysis of your situation to determine your real needs and offer you the right product to meet them. Thanks to our expertise and knowledge in the financial field, we will find the life insurance that will adequately protect your family.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9d45d5 elementor-widget elementor-widget-spacer\" data-id=\"c9d45d5\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-332089a elementor-widget elementor-widget-raven-button\" data-id=\"332089a\" data-element_type=\"widget\" data-settings=\"{&quot;turn_to_popup_action_button&quot;:&quot;no&quot;}\" data-widget_type=\"raven-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-widget-wrapper\">\n\t\t\t<a class=\"raven-button raven-button-widget-normal-effect-none  raven-button-text-align-center raven-button-link elementor-animation-none\" href=\"\/en\/contact-us\/\">\t\t\t\t<div class=\"raven-button-overlay\" ><\/div>\n\t\t\t\t<span class=\"raven-button-content\">\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"button-text-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"raven-button-texts-wrapper\">\n\t\t\t\t\t\t\t<div class=\"button-text\">\n\t\t\t\t\t\t\t\t<span class=\"raven-button-text\">\n\t\t\t\t\t\t\t\t\tContact us\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/a>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8ca8a9a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8ca8a9a\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;967bb1b&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;50&quot;,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_bg_x&quot;:&quot;50&quot;,&quot;jet_parallax_layout_bg_y&quot;:&quot;50&quot;,&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d14f813\" data-id=\"d14f813\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0e0d55b elementor-align-left elementor-widget elementor-widget-raven-heading\" data-id=\"0e0d55b\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"raven-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-widget-wrapper\"><h2 class=\"raven-heading raven-heading-h2\"><span class=\"raven-heading-title \">How are life insurance premiums calculated?<\/span><\/h2><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3108e8b elementor-widget elementor-widget-spacer\" data-id=\"3108e8b\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4254def elementor-widget elementor-widget-text-editor\" data-id=\"4254def\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tWhen you buy life insurance, you pay regular premiums or one-time premiums to the insurer. In exchange for these payments, the insurer guarantees to pay a fixed amount called capital to the named beneficiaries or estate if you die. Therefore, it is important to choose life insurance that corresponds to your needs, your financial and personal situation. In addition, before purchasing life insurance, you must define the amount of premiums that you will be able to pay each month. These vary according to various criteria such as age, state of health, gender, duration of the contract as well as the type of life insurance.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a64f6d elementor-widget elementor-widget-spacer\" data-id=\"1a64f6d\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d9cf8bb\" data-id=\"d9cf8bb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-97392f8 elementor-widget elementor-widget-image\" data-id=\"97392f8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1200\" height=\"1200\" src=\"https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/04\/assurance-vie-famille.jpg\" class=\"attachment-full size-full wp-image-642\" alt=\"assurance vie\" srcset=\"https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/04\/assurance-vie-famille.jpg 1200w, https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/04\/assurance-vie-famille-300x300.jpg 300w, https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/04\/assurance-vie-famille-1024x1024.jpg 1024w, https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/04\/assurance-vie-famille-150x150.jpg 150w, https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/04\/assurance-vie-famille-768x768.jpg 768w, https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/04\/assurance-vie-famille-500x500.jpg 500w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c12a8f2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c12a8f2\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;967bb1b&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;50&quot;,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_bg_x&quot;:&quot;50&quot;,&quot;jet_parallax_layout_bg_y&quot;:&quot;50&quot;,&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a6ba9a9\" data-id=\"a6ba9a9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c7a7591 elementor-tablet-align-center elementor-align-left elementor-widget elementor-widget-raven-heading\" data-id=\"c7a7591\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"raven-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-widget-wrapper\"><h2 class=\"raven-heading raven-heading-h2\"><span class=\"raven-heading-title \">The different types of life insurance<\/span><\/h2><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f61dfb elementor-widget elementor-widget-spacer\" data-id=\"5f61dfb\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6fdd87 elementor-widget elementor-widget-text-editor\" data-id=\"c6fdd87\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tIn Quebec, you can subscribe to three types of life insurance: term life insurance, permanent life insurance and universal life insurance.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a63e35 elementor-widget elementor-widget-spacer\" data-id=\"9a63e35\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8e03d82 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8e03d82\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-8e3acaa\" data-id=\"8e3acaa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ad3e0a8 elementor-widget elementor-widget-image\" data-id=\"ad3e0a8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/elementor\/thumbs\/1-q5ogipzg1z0979gbj7rnek8gab5dj0jarnogvym25w.png\" title=\"1\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ddbbab4 elementor-tablet-align-left elementor-widget__width-initial elementor-mobile-align-center elementor-align-left elementor-widget elementor-widget-raven-heading\" data-id=\"ddbbab4\" data-element_type=\"widget\" data-widget_type=\"raven-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-widget-wrapper\"><h3 class=\"raven-heading raven-heading-h3\"><span class=\"raven-heading-title \">Term life insurance<\/span><\/h3><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13c25c9 elementor-widget elementor-widget-text-editor\" data-id=\"13c25c9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Term life insurance provides protection for a specific period, usually 10, 20 or 30 years, determined in the contract. Premiums for term life insurance are much lower than those for permanent life insurance, but increase with age.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-696020f\" data-id=\"696020f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ad85489 elementor-widget elementor-widget-image\" data-id=\"ad85489\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/elementor\/thumbs\/2-q5ogl3irbw9cjs02nqqp7gnecdfrzgyvff1nk538fo.png\" title=\"2\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11ac808 elementor-tablet-align-left elementor-mobile-align-center elementor-align-left elementor-widget elementor-widget-raven-heading\" data-id=\"11ac808\" data-element_type=\"widget\" data-widget_type=\"raven-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-widget-wrapper\"><h3 class=\"raven-heading raven-heading-h3\"><span class=\"raven-heading-title \">Permanent life insurance<\/span><\/h3><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d06764 elementor-widget elementor-widget-text-editor\" data-id=\"5d06764\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tPermanent life insurance, also called whole life insurance, provides lifetime protection with fixed premiums. Permanent life insurance can be used for estate planning, as a tax planning tool, and to establish a charitable foundation.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-9ac78aa\" data-id=\"9ac78aa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f011591 elementor-widget elementor-widget-image\" data-id=\"f011591\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/elementor\/thumbs\/3-q5ogl3irbw9cjs02nqqp7gnecdfrzgyvff1nk538fo.png\" title=\"3\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb3f55e elementor-tablet-align-left elementor-mobile-align-center elementor-align-left elementor-widget elementor-widget-raven-heading\" data-id=\"fb3f55e\" data-element_type=\"widget\" data-widget_type=\"raven-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-widget-wrapper\"><h3 class=\"raven-heading raven-heading-h3\"><span class=\"raven-heading-title \">Universal life insurance<\/span><\/h3><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-051ba6c elementor-widget elementor-widget-text-editor\" data-id=\"051ba6c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tUniversal life insurance allows a certain flexibility in the amount and frequency of premiums paid, as well as in the protection period. It is a combination of life insurance and an investment that is used less and less these days.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bc17b25 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bc17b25\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;39e6c11&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;50&quot;,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_bg_x&quot;:&quot;50&quot;,&quot;jet_parallax_layout_bg_y&quot;:&quot;50&quot;,&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d74bb52\" data-id=\"d74bb52\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0b8c29e elementor-align-left elementor-widget elementor-widget-raven-heading\" data-id=\"0b8c29e\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"raven-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-widget-wrapper\"><h2 class=\"raven-heading raven-heading-h2\"><span class=\"raven-heading-title \">Term Life Insurance vs. Mortgage Insurance<\/span><\/h2><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55189e9 elementor-widget elementor-widget-spacer\" data-id=\"55189e9\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eddc8de elementor-widget elementor-widget-text-editor\" data-id=\"eddc8de\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>You should not confuse life insurance and mortgage insurance, as they are two distinct types of insurance. In fact, mortgage insurance will only cover all or part of the balance of the <u><a style=\"color: #ffffff;\" href=\"\/en\/real-estate-mortgage\/\">mortgage loan<\/a><\/u> in the event of death or disability of the borrower. It does not constitute financial capital. On the other hand, life insurance will pay the amount provided for in the contract directly to the beneficiary, without tax impact for the beneficiary.<\/p><p>Additionally, the price of mortgage insurance may increase with each renewal depending on your health, age and other factors. There is even a risk that if you<br \/>If you decide to change institutions when your mortgage is renewed and there is a change in your state of health, you are no longer insurable.<\/p><p>You should also know that the price of term life insurance and that of mortgage insurance is often comparable. On the other hand, the life insurance premium will be fixed for a specific period and your insurability will never be in jeopardy once you are insured.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-08e127f\" data-id=\"08e127f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7a25cd1 elementor-widget elementor-widget-image\" data-id=\"7a25cd1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/06\/assurance-hypotheque.jpg\" class=\"attachment-large size-large wp-image-1460\" alt=\"assurance hypoth\u00e8que\" srcset=\"https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/06\/assurance-hypotheque.jpg 800w, https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/06\/assurance-hypotheque-300x300.jpg 300w, https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/06\/assurance-hypotheque-150x150.jpg 150w, https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/06\/assurance-hypotheque-768x768.jpg 768w, https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/06\/assurance-hypotheque-500x500.jpg 500w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c89574 elementor-align-center elementor-widget elementor-widget-raven-button\" data-id=\"6c89574\" data-element_type=\"widget\" data-settings=\"{&quot;turn_to_popup_action_button&quot;:&quot;no&quot;}\" data-widget_type=\"raven-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-widget-wrapper\">\n\t\t\t<a class=\"raven-button raven-button-widget-normal-effect-none  raven-button-text-align-center raven-button-link elementor-animation-none\" href=\"\/en\/contact-us\/\">\t\t\t\t<div class=\"raven-button-overlay\" ><\/div>\n\t\t\t\t<span class=\"raven-button-content\">\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"button-text-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"raven-button-texts-wrapper\">\n\t\t\t\t\t\t\t<div class=\"button-text\">\n\t\t\t\t\t\t\t\t<span class=\"raven-button-text\">\n\t\t\t\t\t\t\t\t\tAsk for more information\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/a>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f8e060d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f8e060d\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;967bb1b&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;50&quot;,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_bg_x&quot;:&quot;50&quot;,&quot;jet_parallax_layout_bg_y&quot;:&quot;50&quot;,&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-47610b7\" data-id=\"47610b7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ffd4f28 elementor-align-left elementor-widget elementor-widget-raven-heading\" data-id=\"ffd4f28\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"raven-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-widget-wrapper\"><h2 class=\"raven-heading raven-heading-h2\"><span class=\"raven-heading-title \">Permanent or term life insurance: What to choose?<\/span><\/h2><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed84c6a elementor-widget elementor-widget-spacer\" data-id=\"ed84c6a\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31bb0e4 elementor-widget elementor-widget-text-editor\" data-id=\"31bb0e4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Are you hesitating between taking out permanent life insurance and temporary life insurance? At Villeneuve Wealth Management, we will be happy to advise you as best as possible depending on your situation. Indeed, as an independent financial security advisor, our team is able to offer you a wide range of insurance products. We will be happy to meet with you to discuss it. Our office is located in Longueuil, but we have clients throughout Quebec, mainly in the Vaudreuil-Soulanges region, Montreal as well as the entire South Shore of Montreal.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a364e8f elementor-widget elementor-widget-spacer\" data-id=\"a364e8f\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8826dc2 elementor-widget elementor-widget-raven-button\" data-id=\"8826dc2\" data-element_type=\"widget\" data-settings=\"{&quot;turn_to_popup_action_button&quot;:&quot;no&quot;}\" data-widget_type=\"raven-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-widget-wrapper\">\n\t\t\t<a class=\"raven-button raven-button-widget-normal-effect-none  raven-button-text-align-center raven-button-link elementor-animation-none\" href=\"\/en\/contact-us\/\">\t\t\t\t<div class=\"raven-button-overlay\" ><\/div>\n\t\t\t\t<span class=\"raven-button-content\">\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"button-text-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"raven-button-texts-wrapper\">\n\t\t\t\t\t\t\t<div class=\"button-text\">\n\t\t\t\t\t\t\t\t<span class=\"raven-button-text\">\n\t\t\t\t\t\t\t\t\tContact us\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/a>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f04fca elementor-tablet-align-center elementor-align-left elementor-widget elementor-widget-raven-heading\" data-id=\"9f04fca\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"raven-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-widget-wrapper\"><h2 class=\"raven-heading raven-heading-h2\"><span class=\"raven-heading-title \">Our insurance partners<\/span><\/h2><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c896d3e elementor-arrows-position-outside elementor-widget elementor-widget-image-carousel\" data-id=\"c896d3e\" data-element_type=\"widget\" data-settings=\"{&quot;slides_to_show&quot;:&quot;6&quot;,&quot;navigation&quot;:&quot;arrows&quot;,&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:40,&quot;sizes&quot;:[]},&quot;autoplay&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;infinite&quot;:&quot;yes&quot;,&quot;speed&quot;:500,&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"image-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-carousel-wrapper swiper\" dir=\"ltr\">\n\t\t\t<div class=\"elementor-image-carousel swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 of 15\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/04\/empire-vie_logo.png\" alt=\"logo Empire Vie\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 of 15\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/04\/croix-bleue-logo.png\" alt=\"logo Croix Bleue\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 of 15\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/04\/uv-assurance-logo.png\" alt=\"logo UV Assurance\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 of 15\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/04\/humania-assurance-logo-500x91.png\" alt=\"logo Humania Assurance\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"5 of 15\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/04\/sunlife-logo.png\" alt=\"logo SunLife\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"6 of 15\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/04\/plan-de-protection-du-canada-logo.png\" alt=\"logo Plan de protection du Canada\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"7 of 15\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/04\/ivari-logo.png\" alt=\"logo Ivari\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"8 of 15\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/04\/ia-excellence-logo.png\" alt=\"logo iA Excellence\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"9 of 15\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/04\/financiere-foresters-logo.jpg\" alt=\"logo Financi\u00e8re Foresters\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"10 of 15\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/04\/beneva-logo.png\" alt=\"logo Beneva\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"11 of 15\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/04\/bmo-assurance-logo.png\" alt=\"logo BMO Assurance\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"12 of 15\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/04\/rbc-assurance-logo.png\" alt=\"logo RBC Assurances\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"13 of 15\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/04\/assurance-vie-equitable-du-canada-logo.png\" alt=\"logo Assurance Vie \u00c9quitable du Canada\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"14 of 15\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/04\/assomption-vie-logo.png\" alt=\"logo Assomption Vie\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"15 of 15\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/gestionpatrimoinevilleneuve.com\/wp-content\/uploads\/2023\/04\/logo_manuvie.png\" alt=\"logo Manuvie\" \/><\/figure><\/div>\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\">\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-left\"><\/i>\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\">\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-right\"><\/i>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-62f2663 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"62f2663\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;967bb1b&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;50&quot;,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_bg_x&quot;:&quot;50&quot;,&quot;jet_parallax_layout_bg_y&quot;:&quot;50&quot;,&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9a56ef7\" data-id=\"9a56ef7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6122653 elementor-align-left elementor-widget elementor-widget-raven-heading\" data-id=\"6122653\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"raven-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-widget-wrapper\"><h2 class=\"raven-heading raven-heading-h2\"><span class=\"raven-heading-title \">Calculate the amount of life insurance you need<\/span><\/h2><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5490195 elementor-widget elementor-widget-spacer\" data-id=\"5490195\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b064330 elementor-widget elementor-widget-text-editor\" data-id=\"b064330\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tComplete the form below as precisely as possible to determine the approximate amount of life insurance you need. Subsequently, if you wish, one of the financial security advisors from Villeneuve Wealth Management can contact you to explain your different options.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14fca5e elementor-widget elementor-widget-spacer\" data-id=\"14fca5e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f383b49 elementor-widget elementor-widget-calculated-fields-form\" data-id=\"f383b49\" data-element_type=\"widget\" data-widget_type=\"calculated-fields-form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>body.page-id-1728 .fields.fieldname27_1, body.page-id-1728 .fields.fieldname28_1, body.page-id-1728 .fields.fieldname29_1, body.page-id-1728 .fields.fieldname30_1, body.page-id-1728 .fields.fieldname33_1 {display:none !important}<\/style><style>@media (max-width:480px){#cp_calculatedfieldsf_pform_1{min-height:1965px;}}@media (max-width:768px){#cp_calculatedfieldsf_pform_1{min-height:1553px;}}@media (max-width:1024px){#cp_calculatedfieldsf_pform_1{min-height:1036px;}}@media (min-width:1024px){#cp_calculatedfieldsf_pform_1{min-height:1059px;}}<\/style><form name=\"cp_calculatedfieldsf_pform_1\" id=\"cp_calculatedfieldsf_pform_1\" action=\"https:\/\/gestionpatrimoinevilleneuve.com\/en\/life-insurance\/\" method=\"post\" enctype=\"multipart\/form-data\" onsubmit=\"return fbuilderjQuery.fbuilder.doValidate(this);\" class=\"cff-form no-prefetch  cff-form-9 cp_cff_11\"  dir=\"ltr\" data-nonce=\"81face87ff\">\n<input type=\"hidden\" name=\"cp_calculatedfieldsf_pform_psequence\" value=\"_1\" \/>\n<input type=\"hidden\" name=\"cp_calculatedfieldsf_id\" value=\"9\" \/>\n<input type=\"hidden\" name=\"cp_ref_page\" value=\"https:\/\/gestionpatrimoinevilleneuve.com\/en\" \/>\n<pre style=\"display:none !important;\"><script data-category=\"functional\" type=\"text\/javascript\">form_structure_1=[[{\"form_identifier\":\"\",\"name\":\"fieldname6\",\"shortlabel\":\"\",\"index\":0,\"ftype\":\"fhtml\",\"userhelp\":\"\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"fcontent\":\"\\u003Ch3\\u003EDeath-related debts and expenses\\u003C\\\/h3\\u003E\",\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname4\",\"shortlabel\":\"\",\"index\":1,\"ftype\":\"fcurrency\",\"userhelp\":\"Ceci est le \\u0022short label\\u0022 permettant d'ajouter des explications pour un champ.\",\"audiotutorial\":\"\",\"userhelpTooltip\":true,\"tooltipIcon\":true,\"csslayout\":\"\",\"title\":\"Expenses related to 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that will be liquidated\",\"predefined\":\"\",\"predefinedClick\":false,\"required\":true,\"exclude\":false,\"readonly\":false,\"numberpad\":false,\"spinner\":false,\"size\":\"small\",\"currencySymbol\":\"$\",\"currencyText\":\"CAD\",\"thousandSeparator\":\",\",\"centSeparator\":\".\",\"noCents\":false,\"min\":\"0\",\"max\":\"\",\"step\":\"\",\"formatDynamically\":false,\"twoDecimals\":false,\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname13\",\"shortlabel\":\"\",\"index\":5,\"ftype\":\"fcurrency\",\"userhelp\":\"\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"Insurance compensation for the deceased\",\"predefined\":\"\",\"predefinedClick\":false,\"required\":true,\"exclude\":false,\"readonly\":false,\"numberpad\":false,\"spinner\":false,\"size\":\"small\",\"currencySymbol\":\"$\",\"currencyText\":\"CAD\",\"thousandSeparator\":\",\",\"centSeparator\":\".\",\"noCents\":false,\"min\":\"0\",\"max\":\"\",\"step\":\"\",\"formatDynamically\":false,\"twoDecimals\":false,\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname14\",\"shortlabel\":\"\",\"index\":6,\"ftype\":\"fhtml\",\"userhelp\":\"\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"fcontent\":\"\\u003Ch3\\u003ENeed for income replacement and duration\\u003C\\\/h3\\u003E\",\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname15\",\"shortlabel\":\"\",\"index\":7,\"ftype\":\"fcurrency\",\"userhelp\":\"\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"Annual income of the 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assistance\",\"predefined\":\"\",\"predefinedClick\":false,\"required\":true,\"exclude\":false,\"readonly\":false,\"numberpad\":false,\"spinner\":false,\"size\":\"small\",\"prefix\":\"\",\"postfix\":\"\",\"thousandSeparator\":\"\",\"decimalSymbol\":\".\",\"min\":\"0\",\"max\":\"\",\"step\":\"\",\"formatDynamically\":false,\"dformat\":\"digits\",\"formats\":[\"digits\",\"number\",\"percent\"],\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname22\",\"shortlabel\":\"\",\"index\":11,\"ftype\":\"fhtml\",\"userhelp\":\"\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"fcontent\":\"\\u003Ch3\\u003ETotals\\u003C\\\/h3\\u003E\",\"fBuild\":{},\"parent\":\"\"},{\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"form_identifier\":\"\",\"name\":\"fieldname1\",\"shortlabel\":\"\",\"index\":12,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"Total costs and revenues to replace\",\"predefined\":\"\",\"required\":false,\"exclude\":false,\"size\":\"medium\",\"eq\":\"fieldname4+fieldname7+(fieldname23*fieldname21)\",\"min\":\"\",\"max\":\"\",\"suffix\":\"$\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\"\",\"readonly\":true,\"currency\":true,\"noEvalIfManual\":true,\"formatDynamically\":false,\"dynamicEval\":true,\"hidefield\":false,\"validate\":false,\"fBuild\":{},\"parent\":\"\"},{\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"form_identifier\":\"\",\"name\":\"fieldname32\",\"shortlabel\":\"\",\"index\":13,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"Total revenue\",\"predefined\":\"\",\"required\":false,\"exclude\":false,\"size\":\"medium\",\"eq\":\"fieldname11+fieldname13\",\"min\":\"\",\"max\":\"\",\"suffix\":\"$\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\"\",\"readonly\":true,\"currency\":true,\"noEvalIfManual\":true,\"formatDynamically\":false,\"dynamicEval\":true,\"hidefield\":false,\"validate\":false,\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname26\",\"shortlabel\":\"\",\"index\":14,\"ftype\":\"fhtml\",\"userhelp\":\"\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"fcontent\":\"\\u003Ch3\\u003ECalculation of the required amount\\u003C\\\/h3\\u003E\",\"fBuild\":{},\"parent\":\"\"},{\"dependencies\":[{\"rule\":\"\",\"complex\":false,\"fields\":[\"\"]}],\"form_identifier\":\"\",\"name\":\"fieldname24\",\"shortlabel\":\"\",\"index\":15,\"ftype\":\"fCalculated\",\"userhelp\":\"\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"Amount of life insurance needed\",\"predefined\":\"\",\"required\":false,\"exclude\":false,\"size\":\"medium\",\"eq\":\"fieldname1-fieldname32\",\"min\":\"0\",\"max\":\"\",\"suffix\":\"$\",\"prefix\":\"\",\"decimalsymbol\":\".\",\"groupingsymbol\":\"\",\"readonly\":true,\"currency\":true,\"noEvalIfManual\":true,\"formatDynamically\":false,\"dynamicEval\":false,\"hidefield\":false,\"validate\":false,\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname25\",\"shortlabel\":\"\",\"index\":16,\"ftype\":\"fButton\",\"userhelp\":\"\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"sType\":\"calculate\",\"sValue\":\"Calculate\",\"sOnclick\":\"\",\"sOnmousedown\":\"\",\"sLoading\":true,\"sMultipage\":false,\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname31\",\"shortlabel\":\"\",\"index\":17,\"ftype\":\"fButton\",\"userhelp\":\"\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"sType\":\"reset\",\"sValue\":\"Reset\",\"sOnclick\":\"\",\"sOnmousedown\":\"\",\"sLoading\":true,\"sMultipage\":false,\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname27\",\"shortlabel\":\"\",\"index\":18,\"ftype\":\"fhtml\",\"userhelp\":\"\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"fcontent\":\"\\u003Ch3\\u003EYour information\\u003C\\\/h3\\u003E\",\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname28\",\"shortlabel\":\"\",\"index\":19,\"ftype\":\"ftext\",\"userhelp\":\"\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"Full name\",\"autocomplete\":\"off\",\"predefined\":\"\",\"predefinedClick\":false,\"required\":true,\"exclude\":false,\"readonly\":false,\"size\":\"medium\",\"minlength\":\"\",\"maxlength\":\"\",\"equalTo\":\"\",\"regExp\":\"\",\"regExpMssg\":\"\",\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname29\",\"shortlabel\":\"\",\"index\":20,\"ftype\":\"femail\",\"userhelp\":\"\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"Email\",\"autocomplete\":\"off\",\"predefined\":\"\",\"predefinedClick\":false,\"required\":true,\"exclude\":false,\"readonly\":false,\"size\":\"medium\",\"equalTo\":\"\",\"regExp\":\"\",\"regExpMssg\":\"\",\"fBuild\":{},\"parent\":\"\"},{\"form_identifier\":\"\",\"name\":\"fieldname30\",\"shortlabel\":\"\",\"index\":21,\"ftype\":\"femail\",\"userhelp\":\"\",\"audiotutorial\":\"\",\"userhelpTooltip\":false,\"tooltipIcon\":false,\"csslayout\":\"\",\"title\":\"Email 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.fields.fieldname27_1, body.page-id-1728 .fields.fieldname28_1, body.page-id-1728 .fields.fieldname29_1, body.page-id-1728 .fields.fieldname30_1, body.page-id-1728 .fields.fieldname33_1 {display:none !important}\",\"direction\":\"ltr\"},\"formid\":\"cp_calculatedfieldsf_pform_1\"}];<\/script><\/pre>\n<div id=\"fbuilder\">\n\t\t<div id=\"fbuilder_1\">\n\t\t<div id=\"formheader_1\"><\/div>\n\t\t<div id=\"fieldlist_1\"><\/div>\n\t\t<div class=\"clearer\"><\/div>\n\t<\/div>\n<\/div>\n\t<div id=\"cp_subbtn_1\" class=\"cp_subbtn\" style=\"display:none;\"><\/div><div class=\"clearer\"><\/div>\n\t<input type=\"hidden\" id=\"_cpcff_public_nonce\" name=\"_cpcff_public_nonce\" value=\"98ad088d3c\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/en\/wp-json\/wp\/v2\/pages\/1728\" \/><input type=\"hidden\" name=\"cff_form_start_time\" value=\"b8WeFki5MS+wfiATMEfhdA==\"><\/form>\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-00df34e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"00df34e\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;967bb1b&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;50&quot;,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_bg_x&quot;:&quot;50&quot;,&quot;jet_parallax_layout_bg_y&quot;:&quot;50&quot;,&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4947f4b\" data-id=\"4947f4b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ea45314 elementor-align-left elementor-widget elementor-widget-raven-heading\" data-id=\"ea45314\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"raven-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-widget-wrapper\"><h2 class=\"raven-heading raven-heading-h2\"><span class=\"raven-heading-title \">Want more information on the different options available for your life insurance?\u200b<\/span><\/h2><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37cebd2 elementor-widget elementor-widget-spacer\" data-id=\"37cebd2\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c97ea02\" data-id=\"c97ea02\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7cfb870 elementor-widget elementor-widget-raven-button\" data-id=\"7cfb870\" data-element_type=\"widget\" data-settings=\"{&quot;turn_to_popup_action_button&quot;:&quot;no&quot;}\" data-widget_type=\"raven-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-widget-wrapper\">\n\t\t\t<a class=\"raven-button raven-button-widget-normal-effect-none  raven-button-text-align-center raven-button-link elementor-animation-none\" href=\"\/en\/contact-us\/\">\t\t\t\t<div class=\"raven-button-overlay\" ><\/div>\n\t\t\t\t<span class=\"raven-button-content\">\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"button-text-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"raven-button-texts-wrapper\">\n\t\t\t\t\t\t\t<div class=\"button-text\">\n\t\t\t\t\t\t\t\t<span class=\"raven-button-text\">\n\t\t\t\t\t\t\t\t\tContact us\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/a>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-928b3e3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"928b3e3\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-edd5ea1\" data-id=\"edd5ea1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4bcc983 elementor-widget elementor-widget-shortcode\" data-id=\"4bcc983\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"section\" data-elementor-id=\"1735\" class=\"elementor elementor-1735 elementor-1349\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bbaf27c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bbaf27c\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;6797561&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;50&quot;,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_bg_x&quot;:&quot;50&quot;,&quot;jet_parallax_layout_bg_y&quot;:&quot;50&quot;,&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-09c62ad\" data-id=\"09c62ad\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ee38f2b elementor-widget__width-auto elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"ee38f2b\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9dd418f elementor-tablet-align-left elementor-widget__width-auto elementor-align-left elementor-widget elementor-widget-raven-heading\" data-id=\"9dd418f\" data-element_type=\"widget\" data-widget_type=\"raven-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-widget-wrapper\"><h3 class=\"raven-heading raven-heading-h3\"><span class=\"raven-heading-title \">TESTIMONIALS<\/span><\/h3><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-699f223 elementor-align-left elementor-widget elementor-widget-raven-heading\" data-id=\"699f223\" data-element_type=\"widget\" data-widget_type=\"raven-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-widget-wrapper\"><h2 class=\"raven-heading raven-heading-h2\"><span class=\"raven-heading-title \">They recommend Villeneuve Wealth Management<\/span><\/h2><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f05599 elementor-widget elementor-widget-spacer\" data-id=\"3f05599\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd962b3 elementor-widget elementor-widget-jet-testimonials\" data-id=\"cd962b3\" data-element_type=\"widget\" data-settings=\"{&quot;slides_to_show_tablet&quot;:&quot;1&quot;,&quot;slides_to_show&quot;:&quot;1&quot;,&quot;slides_to_scroll&quot;:&quot;1&quot;}\" data-widget_type=\"jet-testimonials.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-jet-testimonials jet-elements\">\n<div class=\"jet-testimonials\">\n\t<div class=\"jet-testimonials__instance elementor-slick-slider jet-testimonials--comment-corner\" data-settings='{\"autoplaySpeed\":5000,\"autoplay\":true,\"infinite\":true,\"centerMode\":false,\"centerPadding\":\"50px\",\"adaptiveHeight\":true,\"pauseOnHover\":false,\"speed\":500,\"arrows\":false,\"dots\":true,\"slidesToScroll\":1,\"prevArrow\":\".jet-testimonial__prev-arrow-cd962b3\",\"nextArrow\":\".jet-testimonial__next-arrow-cd962b3\",\"rtl\":false}' dir=\"ltr\"><div class=\"jet-testimonials__item\">\n\t<div class=\"jet-testimonials__item-inner\">\n\t\t<div class=\"jet-testimonials__content\"><div class=\"jet-testimonials__comment\">Alexandre is very easy to talk to and has exceptional organizational skills and attention to detail. He is responsive and always willing to answer any questions I have, helping me in achieving my financial goals. I recommend Alexandre to anyone seeking an independent, competent, and dedicated partner in managing their finances.<\/div><div class=\"jet-testimonials__name\"><span>Tatjana<\/span><\/div><div class=\"jet-testimonials__position\"><span>Client<\/span><\/div><\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"jet-testimonials__item\">\n\t<div class=\"jet-testimonials__item-inner\">\n\t\t<div class=\"jet-testimonials__content\"><div class=\"jet-testimonials__comment\"><small>(translated from French)<\/small><br\/>I would recommend to a friend looking for financial services.<\/div><div class=\"jet-testimonials__name\"><span>Louis-Philippe Thauvette<\/span><\/div><div class=\"jet-testimonials__position\"><span>Client<\/span><\/div><\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"jet-testimonials__item\">\n\t<div class=\"jet-testimonials__item-inner\">\n\t\t<div class=\"jet-testimonials__content\"><div class=\"jet-testimonials__comment\"><small>(translated from French)<\/small><br\/>Mr. Villeneuve always takes the time to explain his recommendations and he always makes sure that we understand. He knows how to put us at ease.<\/div><div class=\"jet-testimonials__name\"><span>Cathalina Armbruster<\/span><\/div><div class=\"jet-testimonials__position\"><span>Client<\/span><\/div><\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"jet-testimonials__item\">\n\t<div class=\"jet-testimonials__item-inner\">\n\t\t<div class=\"jet-testimonials__content\"><div class=\"jet-testimonials__comment\">Mr. Villeneuve was very professional and human. His goal is truly to help people improve their financial situation. He was able to clearly explain the importance of investing and I felt his approach was personalized. I therefore recommend it for anyone who would like to start investing or improve their financial situation.\n<\/div><div class=\"jet-testimonials__name\"><span>Pierre-Olivier Tremblay<\/span><\/div><div class=\"jet-testimonials__position\"><span>client<\/span><\/div><\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"jet-testimonials__item\">\n\t<div class=\"jet-testimonials__item-inner\">\n\t\t<div class=\"jet-testimonials__content\"><div class=\"jet-testimonials__comment\">Mr. Villeneuve helped me understand how to invest my money so that I could save for my future. He is reassuring and explains well what needs to be done.\n<\/div><div class=\"jet-testimonials__name\"><span>Rosalie Ferri<\/span><\/div><div class=\"jet-testimonials__position\"><span>client<\/span><\/div><\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"jet-testimonials__item\">\n\t<div class=\"jet-testimonials__item-inner\">\n\t\t<div class=\"jet-testimonials__content\"><div class=\"jet-testimonials__comment\">Alexandre inspires confidence. Professional and attentive. His advice is objective and personalized. I recommend it without hesitation.\n<\/div><div class=\"jet-testimonials__name\"><span>Andrew Lapointe<\/span><\/div><div class=\"jet-testimonials__position\"><span>client<\/span><\/div><\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"jet-testimonials__item\">\n\t<div class=\"jet-testimonials__item-inner\">\n\t\t<div class=\"jet-testimonials__content\"><div class=\"jet-testimonials__comment\">Very satisfied. I highly recommend. He took the time needed to find the true needs of our family and our wallet. The service is very human and our questions were all answered clearly.\n<\/div><div class=\"jet-testimonials__name\"><span>Alyssa Beaudoin<\/span><\/div><div class=\"jet-testimonials__position\"><span>client<\/span><\/div><\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"jet-testimonials__item\">\n\t<div class=\"jet-testimonials__item-inner\">\n\t\t<div class=\"jet-testimonials__content\"><div class=\"jet-testimonials__comment\">Alexandre knew how to direct my investments into the right investment portfolio. I recommend his personalized advice to everyone.\n<\/div><div class=\"jet-testimonials__name\"><span>Marco Ferri<\/span><\/div><div class=\"jet-testimonials__position\"><span>client<\/span><\/div><\/div>\n\t<\/div>\n<\/div>\n\n<div class=\"jet-testimonials__item\">\n\t<div class=\"jet-testimonials__item-inner\">\n\t\t<div class=\"jet-testimonials__content\"><div class=\"jet-testimonials__comment\">Alexandre is a dynamic and very competent young professional who listens to his clients, I always trust him<\/div><div class=\"jet-testimonials__name\"><span>Michel Pigeon<\/span><\/div><div class=\"jet-testimonials__position\"><span>client<\/span><\/div><\/div>\n\t<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bfe51a9 elementor-widget elementor-widget-spacer\" data-id=\"bfe51a9\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9ca1afd elementor-invisible\" data-id=\"9ca1afd\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ea39979 elementor-widget__width-auto elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"ea39979\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-right\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2b72b8 elementor-tablet-align-left elementor-widget__width-auto elementor-align-left elementor-widget elementor-widget-raven-heading\" data-id=\"b2b72b8\" data-element_type=\"widget\" data-widget_type=\"raven-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-widget-wrapper\"><h3 class=\"raven-heading raven-heading-h3\"><span class=\"raven-heading-title \">FINANCIAL SERVICES<\/span><\/h3><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0030f2b elementor-align-left elementor-widget elementor-widget-raven-heading\" data-id=\"0030f2b\" data-element_type=\"widget\" data-widget_type=\"raven-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"raven-widget-wrapper\"><h2 class=\"raven-heading raven-heading-h2\"><span class=\"raven-heading-title \"> Consultation request<\/span><\/h2><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c1ec4ae elementor-widget elementor-widget-spacer\" data-id=\"c1ec4ae\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32ed5be raven-form-button-align-spaced elementor-widget elementor-widget-raven-form\" data-id=\"32ed5be\" data-element_type=\"widget\" data-settings=\"{&quot;fields&quot;:[{&quot;placeholder&quot;:&quot;Name*&quot;,&quot;_id&quot;:&quot;ec992fb&quot;,&quot;acceptance_text&quot;:null,&quot;rows&quot;:null,&quot;width&quot;:&quot;50&quot;,&quot;step_previous_button&quot;:null,&quot;step_next_button&quot;:null,&quot;required&quot;:&quot;true&quot;,&quot;field_custom_id&quot;:&quot;ec992fb&quot;,&quot;type&quot;:&quot;text&quot;,&quot;label&quot;:&quot;&quot;,&quot;recaptcha_badge&quot;:null,&quot;recaptcha_theme&quot;:null,&quot;recaptcha_size&quot;:null,&quot;checked_by_default&quot;:null,&quot;min_time&quot;:null,&quot;max_time&quot;:null,&quot;min_date&quot;:null,&quot;max_date&quot;:null,&quot;localization&quot;:null,&quot;min&quot;:null,&quot;max&quot;:null,&quot;field_options&quot;:null,&quot;inline_list&quot;:null,&quot;field_html&quot;:null,&quot;native_html5&quot;:null,&quot;multiple_selection&quot;:null,&quot;iti_tel&quot;:null,&quot;iti_tel_tel_type&quot;:null,&quot;iti_tel_require_area&quot;:null,&quot;iti_tel_allow_dropdown&quot;:null,&quot;iti_tel_country_include&quot;:null,&quot;iti_tel_ip_detect&quot;:null,&quot;iti_tel_internationalize&quot;:null,&quot;file_sizes&quot;:null,&quot;file_types&quot;:null,&quot;allow_multiple_upload&quot;:null,&quot;max_files&quot;:null,&quot;step_icon&quot;:null,&quot;field_value&quot;:&quot;&quot;},{&quot;type&quot;:&quot;tel&quot;,&quot;placeholder&quot;:&quot;Phone number*&quot;,&quot;required&quot;:&quot;true&quot;,&quot;_id&quot;:&quot;fe806c0&quot;,&quot;acceptance_text&quot;:null,&quot;rows&quot;:null,&quot;width&quot;:&quot;50&quot;,&quot;step_previous_button&quot;:null,&quot;step_next_button&quot;:null,&quot;field_custom_id&quot;:&quot;fe806c0&quot;,&quot;label&quot;:&quot;&quot;,&quot;recaptcha_badge&quot;:null,&quot;recaptcha_theme&quot;:null,&quot;recaptcha_size&quot;:null,&quot;checked_by_default&quot;:null,&quot;min_time&quot;:null,&quot;max_time&quot;:null,&quot;min_date&quot;:null,&quot;max_date&quot;:null,&quot;localization&quot;:null,&quot;min&quot;:null,&quot;max&quot;:null,&quot;field_options&quot;:null,&quot;inline_list&quot;:null,&quot;field_html&quot;:null,&quot;native_html5&quot;:null,&quot;multiple_selection&quot;:null,&quot;iti_tel&quot;:&quot;&quot;,&quot;iti_tel_tel_type&quot;:null,&quot;iti_tel_require_area&quot;:null,&quot;iti_tel_allow_dropdown&quot;:null,&quot;iti_tel_country_include&quot;:null,&quot;iti_tel_ip_detect&quot;:null,&quot;iti_tel_internationalize&quot;:null,&quot;file_sizes&quot;:null,&quot;file_types&quot;:null,&quot;allow_multiple_upload&quot;:null,&quot;max_files&quot;:null,&quot;step_icon&quot;:null,&quot;field_value&quot;:&quot;&quot;},{&quot;type&quot;:&quot;email&quot;,&quot;placeholder&quot;:&quot;Email*&quot;,&quot;required&quot;:&quot;true&quot;,&quot;_id&quot;:&quot;e6fad6c&quot;,&quot;acceptance_text&quot;:null,&quot;rows&quot;:null,&quot;width&quot;:&quot;50&quot;,&quot;step_previous_button&quot;:null,&quot;step_next_button&quot;:null,&quot;field_custom_id&quot;:&quot;e6fad6c&quot;,&quot;label&quot;:&quot;&quot;,&quot;recaptcha_badge&quot;:null,&quot;recaptcha_theme&quot;:null,&quot;recaptcha_size&quot;:null,&quot;checked_by_default&quot;:null,&quot;min_time&quot;:null,&quot;max_time&quot;:null,&quot;min_date&quot;:null,&quot;max_date&quot;:null,&quot;localization&quot;:null,&quot;min&quot;:null,&quot;max&quot;:null,&quot;field_options&quot;:null,&quot;inline_list&quot;:null,&quot;field_html&quot;:null,&quot;native_html5&quot;:null,&quot;multiple_selection&quot;:null,&quot;iti_tel&quot;:null,&quot;iti_tel_tel_type&quot;:null,&quot;iti_tel_require_area&quot;:null,&quot;iti_tel_allow_dropdown&quot;:null,&quot;iti_tel_country_include&quot;:null,&quot;iti_tel_ip_detect&quot;:null,&quot;iti_tel_internationalize&quot;:null,&quot;file_sizes&quot;:null,&quot;file_types&quot;:null,&quot;allow_multiple_upload&quot;:null,&quot;max_files&quot;:null,&quot;step_icon&quot;:null,&quot;field_value&quot;:&quot;&quot;},{&quot;placeholder&quot;:&quot;City*&quot;,&quot;required&quot;:&quot;true&quot;,&quot;_id&quot;:&quot;c2c53c4&quot;,&quot;acceptance_text&quot;:null,&quot;field_options&quot;:null,&quot;rows&quot;:null,&quot;width&quot;:&quot;50&quot;,&quot;step_previous_button&quot;:null,&quot;step_next_button&quot;:null,&quot;field_custom_id&quot;:&quot;c2c53c4&quot;,&quot;type&quot;:&quot;text&quot;,&quot;label&quot;:&quot;&quot;,&quot;recaptcha_badge&quot;:null,&quot;recaptcha_theme&quot;:null,&quot;recaptcha_size&quot;:null,&quot;checked_by_default&quot;:null,&quot;min_time&quot;:null,&quot;max_time&quot;:null,&quot;min_date&quot;:null,&quot;max_date&quot;:null,&quot;localization&quot;:null,&quot;min&quot;:null,&quot;max&quot;:null,&quot;inline_list&quot;:null,&quot;field_html&quot;:null,&quot;native_html5&quot;:null,&quot;multiple_selection&quot;:null,&quot;iti_tel&quot;:null,&quot;iti_tel_tel_type&quot;:null,&quot;iti_tel_require_area&quot;:null,&quot;iti_tel_allow_dropdown&quot;:null,&quot;iti_tel_country_include&quot;:null,&quot;iti_tel_ip_detect&quot;:null,&quot;iti_tel_internationalize&quot;:null,&quot;file_sizes&quot;:null,&quot;file_types&quot;:null,&quot;allow_multiple_upload&quot;:null,&quot;max_files&quot;:null,&quot;step_icon&quot;:null,&quot;field_value&quot;:&quot;&quot;},{&quot;type&quot;:&quot;textarea&quot;,&quot;placeholder&quot;:&quot;Message*&quot;,&quot;_id&quot;:&quot;1bcdb82&quot;,&quot;acceptance_text&quot;:null,&quot;rows&quot;:&quot;5&quot;,&quot;step_previous_button&quot;:null,&quot;step_next_button&quot;:null,&quot;required&quot;:&quot;true&quot;,&quot;field_custom_id&quot;:&quot;1bcdb82&quot;,&quot;label&quot;:&quot;&quot;,&quot;recaptcha_badge&quot;:null,&quot;recaptcha_theme&quot;:null,&quot;recaptcha_size&quot;:null,&quot;checked_by_default&quot;:null,&quot;min_time&quot;:null,&quot;max_time&quot;:null,&quot;min_date&quot;:null,&quot;max_date&quot;:null,&quot;localization&quot;:null,&quot;min&quot;:null,&quot;max&quot;:null,&quot;field_options&quot;:null,&quot;inline_list&quot;:null,&quot;field_html&quot;:null,&quot;native_html5&quot;:null,&quot;multiple_selection&quot;:null,&quot;iti_tel&quot;:null,&quot;iti_tel_tel_type&quot;:null,&quot;iti_tel_require_area&quot;:null,&quot;iti_tel_allow_dropdown&quot;:null,&quot;iti_tel_country_include&quot;:null,&quot;iti_tel_ip_detect&quot;:null,&quot;iti_tel_internationalize&quot;:null,&quot;file_sizes&quot;:null,&quot;file_types&quot;:null,&quot;allow_multiple_upload&quot;:null,&quot;max_files&quot;:null,&quot;step_icon&quot;:null,&quot;width&quot;:&quot;100&quot;,&quot;field_value&quot;:&quot;&quot;},{&quot;_id&quot;:&quot;42fce40&quot;,&quot;type&quot;:&quot;recaptcha_v3&quot;,&quot;recaptcha_badge&quot;:&quot;bottomleft&quot;,&quot;acceptance_text&quot;:null,&quot;step_previous_button&quot;:null,&quot;step_next_button&quot;:null,&quot;field_custom_id&quot;:&quot;field_42fce40&quot;,&quot;label&quot;:&quot;&quot;,&quot;placeholder&quot;:null,&quot;recaptcha_theme&quot;:null,&quot;recaptcha_size&quot;:null,&quot;checked_by_default&quot;:null,&quot;min_time&quot;:null,&quot;max_time&quot;:null,&quot;min_date&quot;:null,&quot;max_date&quot;:null,&quot;localization&quot;:null,&quot;min&quot;:null,&quot;max&quot;:null,&quot;field_options&quot;:null,&quot;inline_list&quot;:null,&quot;field_html&quot;:null,&quot;native_html5&quot;:null,&quot;multiple_selection&quot;:null,&quot;rows&quot;:null,&quot;required&quot;:null,&quot;iti_tel&quot;:null,&quot;iti_tel_tel_type&quot;:null,&quot;iti_tel_require_area&quot;:null,&quot;iti_tel_allow_dropdown&quot;:null,&quot;iti_tel_country_include&quot;:null,&quot;iti_tel_ip_detect&quot;:null,&quot;iti_tel_internationalize&quot;:null,&quot;file_sizes&quot;:null,&quot;file_types&quot;:null,&quot;allow_multiple_upload&quot;:null,&quot;max_files&quot;:null,&quot;step_icon&quot;:null,&quot;width&quot;:null,&quot;field_value&quot;:null}],&quot;steps_type&quot;:&quot;number&quot;,&quot;steps_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"raven-form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<form class=\"raven-form raven-flex raven-flex-wrap raven-flex-bottom raven-hide-required-mark\" method=\"post\" name=\"New form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"1735\" \/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"32ed5be\" \/>\n\t\t\t\t\t<div id=\"raven-field-group-ec992fb\" class=\"raven-flex-wrap raven-field-type-text raven-field-group elementor-column elementor-col-50 raven-field-required\">\n\t\t\t\t\t<input\n\t\t\toninput=\"onInvalidRavenFormField(event)\"\n\t\t\toninvalid=\"onInvalidRavenFormField(event)\"\n\t\t\ttype=\"text\" name=\"fields[ec992fb]\" id=\"form-field-ec992fb\" class=\"raven-field\" placeholder=\"Name*\" data-type=\"text\" required=\"required\">\n\t\t\t\t<\/div>\n\t\t\t\t<div id=\"raven-field-group-fe806c0\" class=\"raven-flex-wrap raven-field-type-tel raven-field-group elementor-column elementor-col-50 raven-field-required\">\n\t\t\t\t\t<input\n\t\t\toninput=\"onInvalidRavenFormField(event)\"\n\t\t\toninvalid=\"onInvalidRavenFormField(event)\"\n\t\t\ttype=\"tel\" name=\"fields[fe806c0]\" id=\"form-field-fe806c0\" class=\"raven-field\" placeholder=\"Phone number*\" data-type=\"tel\" required=\"required\" pattern=\"^[0-9\\-\\+\\s\\(\\)]*$\" title=\"The value should only consist numbers and phone characters (-, +, (), etc)\">\n\t\t\t\t<\/div>\n\t\t\t\t<div id=\"raven-field-group-e6fad6c\" class=\"raven-flex-wrap raven-field-type-email raven-field-group elementor-column elementor-col-50 raven-field-required\">\n\t\t\t\t\t<input\n\t\t\toninput=\"onInvalidRavenFormField(event)\"\n\t\t\toninvalid=\"onInvalidRavenFormField(event)\"\n\t\t\ttype=\"email\" name=\"fields[e6fad6c]\" id=\"form-field-e6fad6c\" class=\"raven-field\" placeholder=\"Email*\" data-type=\"email\" required=\"required\">\n\t\t\t\t<\/div>\n\t\t\t\t<div id=\"raven-field-group-c2c53c4\" class=\"raven-flex-wrap 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raven-field-type-recaptcha_v3 raven-field-group elementor-column elementor-col-\">\n\t\t\t<div class=\"raven-field-subgroup\" id=\"form-field-42fce40\"><div class=\"raven-g-recaptcha\" data-sitekey=\"6LeywN8oAAAAANRiDOclV_uqmucOrE0K9T8Fd6GQ\" data-badge=\"bottomleft\" data-type=\"v3\" data-size=\"invisible\" data-action=\"Form\"><\/div><\/div>\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"raven-field-group raven-field-type-submit-button elementor-column elementor-col-100\">\n\t\t\t\t\t\t\t\t\t<button class=\"raven-submit-button\" type=\"submit\">\n\t\t\t\t\t\t<span>SEND<\/span>\n\t\t<\/button>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/form>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Offer financial protection to your familywith life insurance ALEXANDRE VILLENEUVE Your life insurance advisor Life insurance is an insurance contract that allows you to financially protect your family or spouse in the event of your death. In fact, the insurance pays capital to the designated beneficiaries or to the estate in the event of the [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-1728","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Your Life Insurance Specialist | Villeneuve Wealth Management<\/title>\n<meta name=\"description\" content=\"Plan for the future and protect your family from the unexpected, contact Alexandre Villeneuve, financial security advisor, for your life insurance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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