Protect yourself from the unpredictablePersonal insurance
It is impossible to foresee the unforeseeable. However, we can protect ourselves from it. Insurance is a tool that helps protect against life events that we cannot predict. Based on your personal situation, we will help you determine your insurance needs.
As a financial security advisor, I can offer you the personal insurance products best suited to your situation. We serve a varied clientele from across Quebec, including:
- Singles, couples and families
- Companies and self-employed workers
- Retired people
We are here to listen to you: tell us about your needs.
Life insurance
Life insurance allows, among other things, to protect the standard of living of your family in the event of your death and also to bequeath a heritage to your heirs. Upon your death, your beneficiaries will receive a lump sum without tax payable.
Disability Insurance
Disability insurance provides financial protection to working people in the event of an injury or illness that leaves them unable to work. Depending on the terms of the contract, you will receive benefits ranging from income replacement to monthly payment of a loan, credit card, etc.
Critical illness insurance
This type of insurance allows you to receive a one-off lump sum if you are diagnosed with a serious illness included in your contract. This amount can allow you to repay debts and carry out renovations to adapt your home to your new reality.
Long term care insurance
This insurance helps reimburse health care costs for people who lose their independence due to illness, injury or aging. Benefits will be paid to the caregiver and are generally structured as a maximum per diem benefit.
Insurance for self-employed workers
As an entrepreneur, it is your responsibility to insure yourself against the unforeseen. A range of insurance products are available for you and your business. Your ability to generate income is your greatest asset! Make sure you protect it properly.
Travel insurance
Whether you have just arrived in Canada or are leaving for a stay abroad, it is important to have travel insurance, or private health insurance and to protect you in the event of unforeseen circumstances. Healthcare facility bills can add up quickly: be adequately protected.
If you have group insurance with your employer, it is important to know the details of these to ensure that they meet your needs. Indeed, group insurance offers general coverage to members, but it may not be sufficient for you. If your group insurance does not meet 100% of your needs, private insurance can make up for it. In addition, taking out private health insurance ensures that you will not lose your social benefits in the event of a job change.
If you do not have group insurance or it does not cover all of your needs, we can offer you individual insurance.
I would recommend to a friend looking for financial services.
Mr. Villeneuve always takes the time to explain his recommendations and he always makes sure that we understand. He knows how to put us at ease.